Table of Contents
   Introduction: Estate Planning: What Is It?p. 9
   Getting Startedp. 11
      Estate Planning Simplifiedp. 12
      Everyone Dies: A Simple Statement with Complicated Implicationsp. 14
      Money Talkp. 16
      I Do What with All This?p. 17
      Here and Nowp. 21
      What This Work Can Dop. 25
      What Exactly is Involvedp. 26
   Estate Planning Basicsp. 31
      Debunking Mythsp. 33
      Your Estatep. 36
      Peoplep. 38
      Who Will Carry Out Your Wishes in Your Place?p. 47
      People of Influencep. 55
   Components of an Effective Estate Planp. 61
      Legally Speakingp. 62
      Denning Your Estatep. 66
      Pass the Parchmentp. 66
   Taxesp. 81
      Federal Firstp. 82
      Now for the Statep. 87
      When, Not If, You Payp. 89
   Willsp. 101
      Will Basicsp. 102
      Wills Dennedp. 103
      The "Other" Willp. 111
      People Speaking for Youp. 113
      Change and Your Willp. 115
   Trustsp. 117
      What is a Trust?p. 118
      Types of Trustsp. 123
      Pros and Cons of Forming a Trustp. 128
   Insurancep. 131
      Insurance for Here and Nowp. 133
      Insurance for After You Are Gonep. 142
      Varying Beneficiariesp. 144
   Retirement Accountsp. 147
      Your Nest Eggp. 148
      IRAs and Then Somep. 152
      Your Government Nest Eggp. 154
      Protecting Your Eggsp. 156
      Retirement/Estate-Planning Strategyp. 158
   Setting Prioritiesp. 163
      Your Own Who's Whop. 164
      Memory Lanep. 169
      Your "People"p. 172
      Must-Dop. 174
   Choosing Who, What, How, When, and Whyp. 177
      Who and When: The Matching Gamep. 178
      When: Today, Tomorrow, or Later?p. 181
      How: The Professionalsp. 183
   Planning Your Estate: Last Will and Testament in Illinoisp. 191
      Elements of a Valid Illinois Willp. 192
      Changing Your Will - Codicilsp. 198
      Where to Keep Your Willp. 199
      Beneficiaries, Debts, and Entitlementsp. 199
      Bequests to Minorsp. 201
      Guardian of Childrenp. 202
      Intestate in Illinoisp. 202
      Death Taxesp. 203
      How Your Will Might be Challengedp. 203
      A Different Type of Will - Your Living Will in Illinoisp. 204
   Keeping it Currentp. 209
      What Changes?p. 210
      What Does "Maintenance" Look Like?p. 212
      What to Go Overp. 216
      Your Deskp. 217
      One Last Motivator: Probate and Youp. 219
   Conclusionp. 223
   Estate-Planning Worksheetsp. 225
      Your Estate in Black and Whitep. 225
      Prioritizationp. 228
      Who, What, How, and Whenp. 229
      Essential Documents and Accounts Inventoryp. 230
      Party Planning with an Unusual Twistp. 249
      Estate Plan Summary Sheetp. 251
      Annual To-Do Listp. 253
   Glossary of Termsp. 255
   Bibliographyp. 281
   Author Biographyp. 283
   Indexp. 285