| Acknowledgments | p. vii |
| Introduction | p. xi |
| Create a Budget That Works in the Real World | p. 1 |
| Create a Survival Plan with Cash and Credit | p. 30 |
| Pay Off Debt the Smart Way | p. 62 |
| Don't Avoid Risk … Embrace It-but Sensibly | p. 86 |
| Your Home Is Not a Piggy Bank-Preserve Its Equity | p. 107 |
| Saving for Retirement Must Come First | p. 140 |
| Get a College Education You Can Afford | p. 170 |
| Reserve Insurance for the Big Losses | p. 196 |
| Treat Your Marriage Like a Business | p. 221 |
| Defend Yourself in the War on Consumers | p. 241 |
| Conclusion | p. 267 |
| Resources | p. 269 |
| Index | p. 275 |