| | Acknowledgments | p. vii |
| | Introduction | p. xi |
| | Create a Budget That Works in the Real World | p. 1 |
| | Create a Survival Plan with Cash and Credit | p. 30 |
| | Pay Off Debt the Smart Way | p. 62 |
| | Don't Avoid Risk … Embrace It-but Sensibly | p. 86 |
| | Your Home Is Not a Piggy Bank-Preserve Its Equity | p. 107 |
| | Saving for Retirement Must Come First | p. 140 |
| | Get a College Education You Can Afford | p. 170 |
| | Reserve Insurance for the Big Losses | p. 196 |
| | Treat Your Marriage Like a Business | p. 221 |
| | Defend Yourself in the War on Consumers | p. 241 |
| | Conclusion | p. 267 |
| | Resources | p. 269 |
| | Index | p. 275 |