| | Introduction: A Simple, New Perspective | p. 1 |
| | The Capital to Income Ratio | p. 15 |
| | The Savings Ratio | p. 28 |
| | Social Security | p. 48 |
| | Where to Save Your Money | p. 59 |
| | The Debt Ratios | p. 75 |
| | The Investment Ratio | p. 112 |
| | Stocks and Bonds | p. 138 |
| | Ignoring Wad Street | p. 159 |
| | The Disability Insurance Ratio | p. 167 |
| | The Life insurance Ratio | p. 178 |
| | The Long-Term Care Insurance Ratio | p. 188 |
| | Health Insurance | p. 207 |
| | Getting Professional Help | p. 221 |
| | Pulling It All Together | p. 235 |
| | Appendix | special Situations | p. 239 |
| | Acknowledgments | p. 247 |
| | Index | p. 249 |