| | Why We Wrote this Book | p. 1 |
| | Introduction | p. 5 |
| | The Decisions | |
| | The Do-It-Yourself Decision | p. 11 |
| | Do-It-Yourself | p. 11 |
| | Retail Brokers | p. 16 |
| | Independent, Fee-Only Advisors | p. 18 |
| | How to Select an Independent, Fee-Only Advisor | p. 20 |
| | The Asset Allocation Decision | p. 23 |
| | The Impact of Volatility on Returns | p. 23 |
| | Risk and Return are Related | p. 27 |
| | The Asset Allocation Decision | p. 31 |
| | The Diversification Decision | p. 35 |
| | The Active versus Passive Decision | p. 41 |
| | Active Investing | p. 41 |
| | Passive Investing | p. 45 |
| | The Rebalancing Decision | p. 51 |
| | Conclusions | |
| | Compared to What? | p. 57 |
| | What About Alternatives? | p. 59 |
| | Hedge Funds | p. 60 |
| | Private Equity (Including Venture Capital) | p. 62 |
| | Commodities (Gold, Oil & Gas, Etc.) | p. 63 |
| | Everyone Can Succeed | p. 65 |
| | A Personal Note from the Authors | p. 67 |
| | About the Authors | p. 71 |
| | Appendix | p. 75 |
| | Sources and Descriptions of Data | p. 79 |
| | Index | p. 87 |