| Introduction | p. V |
| Avoiding Bankruptcy If You Can | |
| Managing Your Debts to Avoid Bankruptcy | p. 3 |
| Debts That Merit Your Special Attention | p. 39 |
| Knowing How to Handle Debt Collectors | p. 77 |
| Considering Bankruptcy When Managing Your Debts Doesn't Work | |
| Knowing When Filing for Bankruptcy Is Your Best Bet | p. 91 |
| Grappling With the Ethical and Emotional Aspects of Bankruptcy | p. 101 |
| An Overview of the Bankruptcy Process | p. 111 |
| Working with a Consumer Bankruptcy Attorney | p. 147 |
| Using a Chapter 7 Liquidation Bankruptcy to Get Rid of Debt | p. 161 |
| Moving Through the Chapter 13 Bankruptcy Process | p. 181 |
| Rebuilding Your Life and Your Finances After Bankruptcy | |
| Rebuilding Your Credit After Bankruptcy | p. 201 |
| Managing Your Finances to Avoid Future Money Troubles | p. 231 |
| Appendix | |
| Glossary | p. 243 |
| Resources | p. 249 |
| Forms | p. 255 |
| Index | p. 293 |
| About the Author | p. 298 |