| Acknowledgments | p. ix |
| What? Me? Retire? | p. 1 |
| The Imagined Dichotomy | p. 3 |
| Two Goals ... and Some Non-Goals | p. 4 |
| Definitions and a Pencil | p. 9 |
| Start Immediately. Now. Right Away. | p. 13 |
| Plan Your Prosperity | p. 14 |
| My Goals Are ... What? | p. 17 |
| Why Is This So Hard? | p. 20 |
| Your Investing Goals, Simply | p. 24 |
| Potential Pitfall: Capital Preservation and Growth | p. 26 |
| Inflation's Insidious Impact | p. 29 |
| Three Percent, Compounded | p. 35 |
| The Secret Code-Asset Allocation or Benchmark? | p. 37 |
| Benchmark-A Road Map and Measuring Stick | p. 40 |
| Picking a Benchmark | p. 42 |
| The Big Decision-Asset Allocation | p. 45 |
| Potential Pitfall: Age Doesn't Equal Asset Allocation | p. 49 |
| Benchmark Versus Asset Allocation-What's the Difference? | p. 50 |
| Time Horizon-Longer Than You Think | p. 59 |
| Potential Pitfall: Ignoring Opportunity Cost | p. 62 |
| Time Horizon-What Is It? | p. 64 |
| Time Horizon and Benchmark | p. 68 |
| What's in a Return? | p. 73 |
| Growth Defined | p. 77 |
| The Past as a Guide? | p. 81 |
| Gordon Moore and Endless Innovation | p. 90 |
| Potential Pitfall: Unrealistic Expectations | p. 92 |
| Getting That Cash Flow | p. 97 |
| Potential Pitfall-The All High-Dividend Portfolio | p. 100 |
| How Much Do You Need? | p. 103 |
| Monte Carlo-Not Just a Casino | p. 107 |
| Let's Get Bootstrapping | p. 109 |
| Can I Get There? | p. 117 |
| How Much Do You Have? | p. 120 |
| A Savings Plan | p. 123 |
| Putting It All Together | p. 131 |
| To Benchmark or Not to Benchmark | p. 134 |
| State Your Goals | p. 136 |
| Know Where You Are | p. 137 |
| Picking an Appropriate Benchmark | p. 138 |
| Finding Professional Help | p. 140 |
| Avoid Being a Fraud Victim | p. 143 |
| And You're Off! | p. 143 |
| All Hail the Mighty Dow | p. 145 |
| Cash Flow Versus Expenses | p. 155 |
| Expense Categories | p. 161 |
| Personal Balance Sheet | p. 165 |
| Notes | p. 169 |
| About the Authors | p. 173 |
| Index | p. 175 |