Table of Contents
   Forewordp. xix
   Introductionp. 1
   Credit Management: An Essential 21st-Century Skill for Financial Successp. 7
      Introducing Credit Management Essentials in a Tightened Credit Marketp. 9
      Gaining Control of Your Creditp. 25
      Taking a Sustainable Approach to Your Financial Environmentp. 33
      Creating a Spending (And Savings) Plan for Your Futurep. 45
      Protecting Your Credit in the Post-Financial Meltdown Worldp. 69
   Writing on Your Personal Credit Wall: Credit Reporting and Scoring in the Facebook Agep. 85
      Discovering How Credit Reporting Worksp. 87
      Understanding Credit Reports and Scoresp. 99
      Monitoring Your Credit Reports and Scoresp. 123
   Creating Solid Credit Strategies for Every Stage in Lifep. 135
      Building Credit: Getting Started (or Restarted) in Lifep. 137
      Accounting for the Effect of Life's Necessitiesp. 161
      Keeping Your Credit Great When Faced with Major Life Eventsp. 173
      Controlling Access to Your Identityp. 203
   Navigating Negative Creditp. 215
      Turning Your Credit Aroundp. 217
      Polishing Your Credit Reportsp. 233
      Getting the Best Help for Bad Credit for Freep. 247
      Coping with Bad Credit and Debtsp. 259
      Managing Credit in a Mortgage Crisisp. 281
      Working with Collectors, Lawyers, and the Courts to Manage Debt Obligationsp. 293
      Minimizing Credit Damage in a Bankruptcyp. 309
      Repairing Identity Theft Credit Damagep. 329
   The Part of Tensp. 337
      Ten Consumer Protections Everyone Needs to Knowp. 339
      Ten Tips to Achieving Stellar Creditp. 347
      Ten Ways to Successfully Manage Financial Emergenciesp. 353
   Appendix: About the CDp. 359
   Indexp. 369