| | Preface | p. 11 |
| | Acknowledgments | p. 13 |
| | Introduction | p. 15 |
| | My Wake-up Call | p. 21 |
| | You've Already Got What It Takes | p. 25 |
| | A Lifetime Money Plan | p. 32 |
| | Develop a Money Management System | p. 41 |
| | Put Your Money Management System to Work | p. 56 |
| | Build an Emergency Fund | p. 65 |
| | Get Out of Debt | p. 74 |
| | Maximize Your Retirement Accounts | p. 80 |
| | Own Your Home Outright | p. 90 |
| | Build Your Personal Investment Portfolio | p. 104 |
| | How Much Will I Need to Retire? | p. 118 |
| | Can I Count on Social Security for My Retirement? | p. 127 |
| | The Value of Time | p. 130 |
| | Quick Guide to Planning by Decades | p. 134 |
| | How to Choose a Financial Planner | p. 145 |
| | Popular Ways to Commit Financial Suicide | p. 152 |
| | Preparing for the Unexpected | p. 161 |
| | Faith and Finances | p. 166 |
| | What You Need That Money Can't Buy | p. 178 |
| | Smart Women Are Doers | p. 184 |
| | Appendix: A Short History of Retirement | p. 189 |
| | Notes | p. 197 |
| | Glossary | p. 201 |
| | Index | p. 211 |