Table of Contents

	Foreword	p. xiii
	Preface	p. xv
	Acknowledgments	p. xix
	Reset, Repair, Recover	p. 1
	Pop!	p. 2
	The Retro Reset	p. 4
	Repair the Balance Sheet	p. 5
	Recover	p. 8
	The Payoff	p. 11
	Spending Your $$$$$	p. 13
	Going Retro	p. 14
	Living Beyond Their Means	p. 18
	The Value Consumer	p. 19
	The Recession-Weary	p. 21
	The Conspicuous Consumer	p. 22
	A Fool and His Money	p. 22
	Be a Good Steward	p. 23
	Retro Spending Rules	p. 25
	The Payoff	p. 29
	Your Job	p. 31
	Turning the Corner	p. 34
	Top of Your Game Every Day	p. 36
	Take a Pay Cut?	p. 40
	Switching Careers	p. 42
	Where Are the Jobs?	p. 45
	Location, Location, Location	p. 48
	Education	p. 49
	Good Pay, No Degree	p. 52
	Green-Collar Jobs	p. 54
	You've Just Lost Your Job	p. 56
	You Have a Job-Protect It	p. 65
	You Think Layoffs Are Coming	p. 69
	The Permalancer	p. 69
	Long-Term Unemployed	p. 71
	No Job Yet? Write It Off	p. 72
	The Payoff	p. 73
	Debt	p. 75
	Miracle or Mirage?	p. 77
	Sit on an Apple Box	p. 80
	Generation Debt	p. 82
	Respect Credit, Pay Off Debt	p. 84
	The Dreaded Score	p. 86
	Student Loans	p. 90
	$200 Saved Now or Pay $396 Later	p. 96
	Keeping Down College Costs	p. 99
	Student Loan Defaults	p. 103
	Mortgage Debt	p. 103
	Will Borrowing Costs Rise?	p. 105
	The Payoff	p. 106
	Credit Cards	p. 107
	Credit Card "Rich"	p. 108
	New Rules, Rights, and Traps	p. 112
	Credit Card Gotchas	p. 113
	Debt Free in Three	p. 118
	Card Payment Strategies	p. 122
	Cutting Up the Cards	p. 123
	Debt Revolt	p. 125
	Boring Is Better	p. 127
	Debtor Beware	p. 129
	The Payoff	p. 133
	Home Sweet Home	p. 135
	POP!	p. 140
	Affordability	p. 143
	Mortgage Rate versus Home Price	p. 149
	Getting a Loan	p. 151
	The Fancy Kitchen Dream	p. 153
	Renting	p. 155
	Losing a Home	p. 157
	The Inevitable Scams	p. 161
	The Payoff	p. 162
	Save, Invest, Retire	p. 163
	Good Steward	p. 165
	The Proverbial Rainy Day	p. 166
	Getting Started, Starting Over	p. 169
	Finding Your Magic Number	p. 171
	Fixing Your 401(k)	p. 175
	Sabotaging Your Retirement	p. 176
	Stay Focused	p. 178
	ETF	p. 180
	The Payoff	p. 184
	Family Money	p. 185
	Lead by Example	p. 186
	Take Out the Trash!	p. 187
	Generation Y	p. 194
	Paying for College	p. 198
	Sandwich Generation	p. 200
	Caring for a Parent	p. 203
	'Til Debt Do Us Part	p. 206
	Breaking Up Is Hard to Do	p. 210
	The Payoff	p. 212
	Health Care	p. 213
	Reform and You	p. 215
	Under 26 Years Old	p. 216
	State Health Exchanges	p. 219
	CLASS Act	p. 220
	FSA Changes	p. 222
	Hospital Responsibility	p. 223
	Health Care as Livelihood	p. 224
	The Payoff	p. 227
	Small Business	p. 229
	The Disappearing Banker	p. 231
	"I Can Create Jobs!"	p. 233
	Social Butterfly	p. 237
	Shop Local	p. 240
	Cupcake Sisters	p. 242
	Yes to Carrots	p. 245
	Find the Money	p. 248
	The Payoff	p. 252
	Government	p. 253
	United States of Bailouts	p. 255
	They Got It Wrong	p. 256
	Spend, Spend, Spend	p. 262
	The Payoff	p. 266
	Cover Letters: The Good, the Bad, the Ugly	p. 267
	Web Resources	p. 275
	Notes	p. 279
	About the Author	p. 287
	Index	p. 289

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