Table of Contents
   Forewordp. xiii
   Prefacep. xv
   Acknowledgmentsp. xix
   Reset, Repair, Recoverp. 1
      Pop!p. 2
      The Retro Resetp. 4
      Repair the Balance Sheetp. 5
      Recoverp. 8
      The Payoffp. 11
   Spending Your $$$$$p. 13
      Going Retrop. 14
      Living Beyond Their Meansp. 18
      The Value Consumerp. 19
      The Recession-Wearyp. 21
      The Conspicuous Consumerp. 22
      A Fool and His Moneyp. 22
      Be a Good Stewardp. 23
      Retro Spending Rulesp. 25
      The Payoffp. 29
   Your Jobp. 31
      Turning the Cornerp. 34
      Top of Your Game Every Dayp. 36
      Take a Pay Cut?p. 40
      Switching Careersp. 42
      Where Are the Jobs?p. 45
      Location, Location, Locationp. 48
      Educationp. 49
      Good Pay, No Degreep. 52
      Green-Collar Jobsp. 54
      You've Just Lost Your Jobp. 56
      You Have a Job-Protect Itp. 65
      You Think Layoffs Are Comingp. 69
      The Permalancerp. 69
      Long-Term Unemployedp. 71
      No Job Yet? Write It Offp. 72
      The Payoffp. 73
   Debtp. 75
      Miracle or Mirage?p. 77
      Sit on an Apple Boxp. 80
      Generation Debtp. 82
      Respect Credit, Pay Off Debtp. 84
      The Dreaded Scorep. 86
      Student Loansp. 90
      $200 Saved Now or Pay $396 Laterp. 96
      Keeping Down College Costsp. 99
      Student Loan Defaultsp. 103
      Mortgage Debtp. 103
      Will Borrowing Costs Rise?p. 105
      The Payoffp. 106
   Credit Cardsp. 107
      Credit Card "Rich"p. 108
      New Rules, Rights, and Trapsp. 112
      Credit Card Gotchasp. 113
      Debt Free in Threep. 118
      Card Payment Strategiesp. 122
      Cutting Up the Cardsp. 123
      Debt Revoltp. 125
      Boring Is Betterp. 127
      Debtor Bewarep. 129
      The Payoffp. 133
   Home Sweet Homep. 135
      POP!p. 140
      Affordabilityp. 143
      Mortgage Rate versus Home Pricep. 149
      Getting a Loanp. 151
      The Fancy Kitchen Dreamp. 153
      Rentingp. 155
      Losing a Homep. 157
      The Inevitable Scamsp. 161
      The Payoffp. 162
   Save, Invest, Retirep. 163
      Good Stewardp. 165
      The Proverbial Rainy Dayp. 166
      Getting Started, Starting Overp. 169
      Finding Your Magic Numberp. 171
      Fixing Your 401(k)p. 175
      Sabotaging Your Retirementp. 176
      Stay Focusedp. 178
      ETFp. 180
      The Payoffp. 184
   Family Moneyp. 185
      Lead by Examplep. 186
      Take Out the Trash!p. 187
      Generation Yp. 194
      Paying for Collegep. 198
      Sandwich Generationp. 200
      Caring for a Parentp. 203
      'Til Debt Do Us Partp. 206
      Breaking Up Is Hard to Dop. 210
      The Payoffp. 212
   Health Carep. 213
      Reform and Youp. 215
      Under 26 Years Oldp. 216
      State Health Exchangesp. 219
      CLASS Actp. 220
      FSA Changesp. 222
      Hospital Responsibilityp. 223
      Health Care as Livelihoodp. 224
      The Payoffp. 227
   Small Businessp. 229
      The Disappearing Bankerp. 231
      "I Can Create Jobs!"p. 233
      Social Butterflyp. 237
      Shop Localp. 240
      Cupcake Sistersp. 242
      Yes to Carrotsp. 245
      Find the Moneyp. 248
      The Payoffp. 252
   Governmentp. 253
      United States of Bailoutsp. 255
      They Got It Wrongp. 256
      Spend, Spend, Spendp. 262
      The Payoffp. 266
   Cover Letters: The Good, the Bad, the Uglyp. 267
   Web Resourcesp. 275
   Notesp. 279
   About the Authorp. 287
   Indexp. 289