| Acknowledgments | p. ix |
| Introduction: You Are Not Alone: America in Foreclosure | p. xi |
| Don't Ignore the Warning Signs: How to Get past Denial, Deal with the Stress and Embarrassment, and Take Action to Save Your Home and Family | p. 1 |
| The Foreclosure Time Clock: Why It's Much Better to Act Sooner than Later | p. 17 |
| How to Handle Collection Calls: Why You Should Talk to Your Lender First, What to Say, and What Questions to Ask | p. 29 |
| Too Much Month at the End of the Money: How to Prioritize Your Spending and Where to Cut Expenses | p. 37 |
| Negotiate with Your Lender to Win/Win: Walk Away, Sell, or Sacrifice to Save | p. 47 |
| Use the Law to Fight Foreclosure: Legal Defenses | p. 55 |
| Using Bankruptcy to Save Your Home | p. 67 |
| How to Sell to Avoid Foreclosure and Save Your Credit Even if You Owe More than Your Home Is Worth | p. 79 |
| How to Find Legitimate Help and Avoid Foreclosure Rescue Scams | p. 97 |
| Options for Real Estate Investors Facing Foreclosure | p. 111 |
| Life after Foreclosure: What I Learned When It Happened to Me | p. 123 |
| Questions and Answers from HUD | p. 131 |
| Mortgage Workout Notebook | p. 137 |
| Mortgage Forgiveness Debt Relief Act of 2007 | p. 141 |
| News Release from www.hud.org | p. 145 |
| Glossary | p. 151 |
| State Foreclosure Procedures Chart | p. 199 |
| About the Author | p. 209 |
| Index | p. 211 |