| | Acknowledgments | p. ix |
| | Introduction: You Are Not Alone: America in Foreclosure | p. xi |
| | Don't Ignore the Warning Signs: How to Get past Denial, Deal with the Stress and Embarrassment, and Take Action to Save Your Home and Family | p. 1 |
| | The Foreclosure Time Clock: Why It's Much Better to Act Sooner than Later | p. 17 |
| | How to Handle Collection Calls: Why You Should Talk to Your Lender First, What to Say, and What Questions to Ask | p. 29 |
| | Too Much Month at the End of the Money: How to Prioritize Your Spending and Where to Cut Expenses | p. 37 |
| | Negotiate with Your Lender to Win/Win: Walk Away, Sell, or Sacrifice to Save | p. 47 |
| | Use the Law to Fight Foreclosure: Legal Defenses | p. 55 |
| | Using Bankruptcy to Save Your Home | p. 67 |
| | How to Sell to Avoid Foreclosure and Save Your Credit Even if You Owe More than Your Home Is Worth | p. 79 |
| | How to Find Legitimate Help and Avoid Foreclosure Rescue Scams | p. 97 |
| | Options for Real Estate Investors Facing Foreclosure | p. 111 |
| | Life after Foreclosure: What I Learned When It Happened to Me | p. 123 |
| | Questions and Answers from HUD | p. 131 |
| | Mortgage Workout Notebook | p. 137 |
| | Mortgage Forgiveness Debt Relief Act of 2007 | p. 141 |
| | News Release from www.hud.org | p. 145 |
| | Glossary | p. 151 |
| | State Foreclosure Procedures Chart | p. 199 |
| | About the Author | p. 209 |
| | Index | p. 211 |