Table of Contents
   Introductionp. xi
   The Choice Is Yoursp. 1
      Setting Your Goalsp. 7
      What's in My Bucket?p. 11
      Calculating the Costs of Goalsp. 18
      Chapter Summaryp. 20
   Naked In Front of the Mirrorp. 21
      Stepping on the Financial Scales: Your Net Worth Statementp. 23
      Cash Flow: Your Financial Calorie Counterp. 31
      Facing Factsp. 37
      The Five Phases of Your Financial Lifep. 40
      Keeping It Realp. 50
      Chapter Summaryp. 53
   The Four Basic Food Groupsp. 54
      Fruits and Vegetables: Cash and Liquid Equivalentsp. 56
      Proteins and Carbs: Stocksp. 64
      A Smorgasbord of Stocksp. 67
      Dairy: Bondsp. 73
      Fats: Alternative Investmentsp. 82
      Chapter Summaryp. 84
   Portion Controlp. 85
      Asset Allocation: A Balance Between Risk and Rewardp. 89
      Personal Risk Profilep. 96
      Caution for Couplesp. 101
      Chapter Summaryp. 106
   Going Shoppingp. 107
      Packaged Investmentsp. 109
      Mutual Fundsp. 112
      Separately Managed Accountsp. 132
      Exchange-Traded Fundsp. 134
      Closed-End Fundsp. 138
      Hedge Fundsp. 140
      Variable Annuitiesp. 142
      Chapter Summaryp. 146
   Banquet Or Simple Snack? It's Your Choicep. 147
      Determining Your Complexity Quotientp. 148
      Fast-Food Junkie Investorp. 149
      Convenience Food Connoisseur Investorp. 151
      Sophisticate Investorp. 154
      Gourmand Investorp. 156
      Chapter Summaryp. 157
   Keeping Upp. 158
      Portfolio Review Processp. 163
      Headline Hannahp. 167
      Obsessive Oliviap. 170
      Anchored Anniep. 172
      Indecisive Irisp. 173
      Chapter Summaryp. 175
   Protecting Yourself From Sabotagep. 177
      The First D: Disabilityp. 180
      The Second D: Dementiap. 186
      The Third D: Deathp. 188
      The Fourth D: Destructionp. 195
      The Fifth D: Divorcep. 200
      Chapter Summaryp. 208
   The Buddy Systemp. 209
      Selecting a Financial Adviserp. 212
      Starting the Search for an Adviserp. 213
      The Due Diligence Processp. 215
      Breaking Up Is Hard to Dop. 229
      Chapter Summaryp. 233
   Passing It Onp. 234
      Estate Planningp. 235
      Estate Tax Minimizationp. 242
      Lifetime Giftingp. 244
      Estate-Planning Documentsp. 248
      Irrevocable Trustsp. 259
      Special Considerations for Second Marriagesp. 263
      Special Considerations for Unmarried or Nontraditional Couplesp. 265
      Special Considerations for the Newly Divorcedp. 266
      Special Considerations for Singlesp. 267
      Special Considerations for Special-Needs Childrenp. 268
      Special Considerations for Petsp. 268
      Chapter Summaryp. 270
   Some Closing Thoughtsp. 271
   Appendixp. 273
   Glossaryp. 287
   Acknowledgmentsp. 305