Waverly Sloan is a down-on-his-luck lawyer. But just when he's about to hit rock bottom, he stumbles upon a business with the potential to solve all of his problems.
In Waverly's new line of work, he comes to the aid of people in desperate need of cash. But there's a catch. His clients must be terminally ill and willing to sign over rights to their life insurance policies before they can collect a dime. Waverly then finds investors eager to advance them thousands of dollarsincluding a hefty broker's fee for himselfin exchange for a significant return on their investment once the clients take their last breath.
The stakes get higher when Waverly brokers the policy of the cancer-stricken wife of Lawrence Erickson, a high-powered lawyer who's bucking to become the next U.S. Attorney General. When Waverly's clients start dying sooner than they should, both Waverly and Ericksonwho has some skeletons of his own to hideare unwittingly drawn into a perilous web of greed, blackmail and murder.