Author Notes

Terry Savage is a nationally recognized financial authority, bestselling author, and winner of the National Press Club Award for Outstanding Consumer Journalism. She writes a nationally syndicated column on personal finance for the Chicago Sun-Times, and writes for Moneyshow.com. Terry is a frequent guest on CNN, CBS, and national radio and television programs. She was a founding member of the Chicago Board Options Exchange and serves on the board of CME Group Inc. Terry Savage's previous books include: The New savage Number: How Much Money Do You Really Need to Retire? The first edition of The Savage Truth on Money was the subject of an hour-long PBS television special.