Author Notes

Terry Savage has financial expertise that comes from experience. She started her career as a stockbroker and became a founding member of-and the first woman trader on-the Chicago Board Options Exchange. Terry is a nationally known expert on personal finance and is a regular TV investment and financial markets commentator. She is the nationally syndicated Chicago Sun-Times personal finance columnist, contributor to TheStreet.com, and author of three bestselling books. Terry has won numerous awards, including the National Press Club Award, and received two Emmys for her television work.